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Real-data guides and practical tips to help you compare cover and pay less — across home, car, caravan and boat.
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Real premiums by state and suburb, what's actually covered, and how to pay less — built on 51,075 real quotes.
- typical premium / yr
- $2,471typical premium / yr
- cheapest→dearest gap
- +99%cheapest→dearest gap
- real quotes analysed
- 51,075real quotes analysed
- biggest price driver
- Locationbiggest price driver
Straight from the data: in WA the dearest insurer quotes 146% more than the cheapest for identical cover, and brick homes around 42% less than weatherboard.
By state & suburb
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What a policy does and doesn't pay for
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Insurance priced from real quotes
We run real quotes across our panel of insurers and publish what we find — the typical premium by state, the cheapest-to-dearest gap for the same home, and the dearest and cheapest places in Australia to insure.
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