What home insurance really costs across Australia
Real premiums from Cover Club quotes — state by state and city by city — and why the same home is quoted so differently from one insurer to the next.
Home insurance by state
The same home is quoted very differently across insurers — here's the gap in each state.
New South Wales
Same home, quoted
$2,582–$5,164
117% gap cheapest→dearest
Victoria
Same home, quoted
$1,891–$3,616
101% gap cheapest→dearest
Queensland
Same home, quoted
$2,892–$6,343
139% gap cheapest→dearest
Western Australia
Same home, quoted
$1,641–$3,216
141% gap cheapest→dearest
South Australia
Same home, quoted
$1,236–$2,502
114% gap cheapest→dearest
Tasmania
Same home, quoted
$1,665–$3,121
104% gap cheapest→dearest
Australian Capital Territory
Same home, quoted
$1,703–$2,707
65% gap cheapest→dearest
Northern Territory
Same home, quoted
$2,921–$4,449
67% gap cheapest→dearest
Home insurance by city
Local premiums for Australia's major cities and regional centres.
New South Wales
South Australia
Tasmania
More insurance data
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