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Straight from the data: in WA the dearest insurer quotes 146% more than the cheapest for identical cover, and brick homes around 42% less than weatherboard.
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High flood-risk homes are quoted 2.6x more to insure, and the most exposed are dropping cover: CoverClub analysis
A CoverClub analysis of nearly 31,000 home insurance quotes finds homeowners in the highest flood-risk postcodes are quoted more than double the premium of equivalent low-risk homes, about $1,300 more a year. Flood-cover take-up actually falls as risk rises. CoverClub is calling on insurers to disclose flood pricing and give consumers a real choice to opt out.
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